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I’m New to In-Store Cash Back. What Should I Know?

Welcome! These tips help your in-store Cash Back track every time:

  • Use Visa or Mastercard: In-store offers work with enrolled Visa and Mastercard cards. American Express is not supported.
  • Link your card first: Enroll your card before you buy. Once it’s linked, there’s nothing to activate. Just pay with that card.
  • Debit cards: Debit works when the purchase runs on the Visa or Mastercard network. If you enter your PIN, the purchase may go through a different network and not earn Cash Back.
  • Order directly: Orders through delivery and ordering apps like Grubhub, ChowNow, Groupon or Square don’t earn Cash Back. Call the restaurant if you’re not sure.
  • Tips don’t count: Cash Back is based on the amount before tip.
  • Earn $5 to redeem: You need at least $5 available in your wallet to cash out.
  • Check back often: New restaurants and stores are added regularly.
Updated on October 5, 2026
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